Privacy Policy

Last updated: November 13, 2026

Owncash of Offlinova is a free personal finance app that runs in your web browser, or as a single HTML file you can download and open offline. This policy explains what happens to your information when you use it.

Data collection

There is no account, no sign-up, no login, and no connection to your bank. You enter transactions yourself. Owncash of Offlinova does not collect email addresses in the app and does not run a mailing list or newsletter.

The financial information you enter — such as accounts, transactions, budgets, bills, goals, settings and chat notes — is stored only on your device, in this browser’s IndexedDB (or in localStorage if IndexedDB is not available). It is not sent to us. We do not operate a server-side database of your finances. Language, theme and similar preferences are also stored locally in the browser.

If you turn on bill reminders, the app uses your browser’s notification permission. Those reminders are shown by your browser on this device. We do not operate a push-notification server.

When you visit the website (this does not apply to the offline HTML file), the page is served through Cloudflare. Like most sites hosted this way, Cloudflare may keep standard request logs, which can include your IP address, browser user agent, date and time, and the URL you requested.

We do not run Google Analytics or any other analytics product of our own, and there is no analytics tag in the Owncash source files. Cloudflare Web Analytics is enabled as a zone setting for offlinova.app and is injected automatically by Cloudflare (a script from static.cloudflareinsights.com). Cloudflare describes this product as a privacy-oriented measurement tool; we have not independently audited Cloudflare’s collector.

Third parties

Hosting and content delivery: the website is hosted on Cloudflare Pages. Cloudflare may process the technical request data described above in order to operate, secure and measure the service.

Advertising (web version only): the website loads Google AdSense and may show ads. Google and its partners use cookies and similar technologies, and may serve personalized ads based on your visits to this site and other sites. In addition to the AdSense script, the live site also loads related Google advertising resources (for example domains such as googlesyndication.com, doubleclick.net and adtrafficquality.google). Those requests are part of Google’s advertising system, not services we built.

The downloadable offline HTML file contains no ads and makes no external network requests. Opening that file does not load Cloudflare, AdSense or other third-party scripts.

Useful links:

Opt out / unsubscribe

Because Owncash of Offlinova does not collect email addresses or run a mailing list, there is no newsletter subscription to cancel.

To opt out of personalized advertising on the web version, use Google Ads Settings or the industry opt-out pages listed below.

To delete the financial data stored in this browser, open Help & privacy in the app and choose “Erase all local data”, or clear this site’s data in your browser settings. That removes the local copy on that device. We do not have another copy.

For any other request, including if you want to contact us about opting out, email [email protected] (this link includes the subject “Unsubscribe”).

Cookies

The Owncash app itself does not set first-party advertising cookies. It uses on-device storage (IndexedDB and localStorage), which is not a cookie, to keep your records and preferences. The web version’s Google AdSense may set cookies and use similar technologies, as described in Google’s policies. You can block or delete cookies in your browser; that may affect how ads are shown. Clearing this site’s data in your browser will also delete the finance records stored locally on that device.

Children

This site is a personal finance tool and is not directed at children. We do not knowingly collect personal information from children. Financial entries stay on the device and are not sent to us.

International users (GDPR and CCPA rights)

If you are in a region that grants rights such as access or deletion under the GDPR, the UK GDPR, or the CCPA: we do not hold your personal finance data on a server, so there is no finance record of yours for us to export or erase. You can view, export a backup of, and delete the data on your device in the app, or by clearing this site’s data in your browser. For technical logs or advertising data held by Cloudflare or Google, please see their policies. You can also contact us at [email protected] and we will help point you to the right place.

Changes to this policy

If this policy changes, the new version will be posted on this page with a new date.

Contact

Questions about this policy: [email protected].